Best Student Credit Cards
In today’s world when it comes to student credit cards they are lots to choose from. Our choice of credit card should not be dictated by the different variety of student credit cards, but by the best one for us and how we are able to best manage it.
Proper credit card management is necessary for students to progress. By responsibly managing their credit card, students can begin fostering a good credit history, which will be of great aid in the not so distant future. If a student is desirous of purchasing a car or a house, a good credit history would be very helpful to them. Therefore a student should be guided by this when choosing a student’s credit card.
Having knowledge and understanding of how student credit cards work and of those which offer you the best services, will give the student tremendous power. As is so often said, education is the key. This article attempts to educate the student on the best credit cards around for the student and their offers.
- The Citi Mtvu Platinum visa for College Students- This card offers you the chance to earn 5% back (5 thank you points for every dollar spent) for purchases made at movie theaters, restaurants, stores, video rentals, bookstores, music stores. This card offers unique benefits such as up to 2000 reward points twice a year for having a good GPA. It also have a 10% discount on music and entertainment at shop.mtv.com. The card gives you access to exclusive M.T.V stuff like tickets to shows or V.I.P status. Also you can enjoy a six month 0% introductory period for all purchases and balance transfers.
- Citi Forward Student Card- This card also gives you the chance to earn 5% back on purchases made at movie theaters, restaurants, book stores, music stores etc. You also get 1 reward point for every $1 spent on everything else. You can reduce your Apr by 0.25% by staying under your credit limit for three months in a row and paying your bill on time. This card especially rewards good behavior. You get 6000 bonus points after 50 dollars in purchase is made within three months. This card also offers 5000 bonus points when you sign up for paperless statements within three months of account opening
- Discover Student Card-The card offers a 5% unlimited cash back in categories such as gas station, clothing stores and travel. Earn 1% for everything else. It also offers 6 month 0% introductory Apr on all purchases.
- Discover Open Road Card for Students- With this card you can earn 5% cash back on gas and auto repairs. The cash rebate never expires and there is n limit as to how much you can earn. There is also 0% Apr on purchase for the first 6 months.
- Capital One No hassle Cash Rewards for Students- Earn 1% cash back on purchases with no category restrictions. You can also earn a bonus of 25% on the cash back rewards you earn for the year. The cash rebates will never expire and there is no limit to how many rewards you can earn. This card is also offering a 0% A.P.R promotion.
- Those were a list of some of the best credit cards offered to students and their benefits. Remember, choosing a credit depends on how it bests suites you and how capable you are with managing it.
